> For the complete documentation index, see [llms.txt](https://docs.bitlen.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bitlen.io/borrowing/health-factor.md).
# Health Factor
The Health Factor is a numerical value that indicates the safety of your position from its liquidation point. A higher value indicates a healthier position, and thus, greater safety against liquidation.
If the Health Factor drops to 1 or below, liquidation is triggered.
The calculations are as follows:
Health Factor = Collateral Credit / Borrow Credit
Where
* **Collateral Credit:**
* **Borrow Credit:**
#### Collateral and Borrow Factors
Note: Collateral Factor should be <= 1, Borrow Factor should be >= 1
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